FAKTOR-FAKTOR YANG MEMPENGARUHI PENYALURAN KREDIT MODAL KERJA BANK UMUM DI KABUPATEN BANYUMAS

Abstract

This research is entitled "The Factors That Affecting Working Capital Loan Disbursement in Banyumas Regency". The aims of the research are to analyze some variables that affect the working capital loan disbursement in Banyumas Regency during the period July 2011 until December 2015. The research methods that used in this study are descriptive method and analyses method with multiple regression analysis semi-log model to find out the influence of independent variables to dependent variable. Based on the result of multiple regression analysis can be known that adjusted R-square value is 0,8150 or 81,50 percent, it means that the variation of independent variables like Third Party Funds (TPF), Inflation, Non-Performing Loan (NPL), and BI Rate can explain 81,50 percent of the working capital loan disbursement in Banyumas Regency. The result of t-test concludes that independent variables have significant impact.